Boriana N Bakaltcheva

Managing Director, Private Client Manager

Professional Profile

Boriana Bakaltcheva is a Managing Director and Private Client Manager with Bank of America Private Bank in the greater Washington D.C. area.  As the primary point of contact for high-net-worth clients, her objective is to provide guidance with strategic banking and credit needs and to help ensure cohesive delivery of the Private Bank’s services.

With an understanding that every client has a unique balance sheet and cash flow sources, Boriana considers a client’s complete financial picture in order to customize credit solutions to help them reach their goals.  With a depth of experience in loan underwriting and structuring, she delivers a variety of highly customized commercial credit solutions, including investment real estate, fine art lending, hedge fund and marketable securities credit.

Boriana joined Bank of America Private Bank (formerly U.S. Trust) in 2007.  Prior to her current role, she served the commercial credit needs of high-net-worth clients in the metropolitan New York City area, and later in the greater Washington D.C. region as an underwriter and a commercial credit executive.  She earned a Bachelor’s degree in economics and German from the University of Virginia and an M.B.A. from Georgetown University’s McDonough School of Business.

Boriana has a passion around developing financial literacy in underserved populations and volunteers with various local and national organizations to deliver Better Money Habits content through Bank of America.  She is also an avid long-distance runner, cyclist and skier and resides in Vienna, VA with her family.


  • Georgetown University
  • University of Virginia

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For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.