David Cram

Vice President, Structured Credit Executive

Professional Profile

David Cram is a Vice President and Private Client Manager with Bank of America Private Bank in New York, New York. As a Private Client Manager, David works closely with the team’s Private Client Advisor to advance the timely execution of clients’ banking needs and priorities. 


Since joining Bank of America in 2015, David has gained extensive knowledge of the firm’s wealth management offerings, with an emphasis on banking, lending, and trust and estate planning services. He is accustomed to supporting high-net-worth individuals and families, including private investors, corporate executives, business entrepreneurs, real estate investors, and private equity and hedge fund managers. David is committed to providing professional excellence, working with his colleagues to deliver the firm to the clients they serve. 


Most recently David served as a Private Bank Senior Associate Lead, where he led a team of four Banking Associates. In this role, David was responsible for working with the Associates to understand best practices related to resolving client inquiries and operational needs. David also acted as a resource to a team of Client Advisors, providing potential solutions to deliver a superior client experience. As a Senior Associate lead, David developed strong financial and analytical skills, particularly in structuring credit transactions. As a Trust Administrative Officer, he worked closely with Trust Specialists to implement various structures to help clients advance their legacy intentions, mindful of their objectives and tax circumstances.


David completed the Bank of America Career Advancement Program Class in spring of 2022. He earned his M.B.A. in finance from Rutgers University and his B.S.B.A. from Centenary University.


In his free time, David enjoys spending time with his wife, Samantha, and daughter, Aurora, and playing Golf.


  • Centenary University
  • Rutgers Business School


  • English

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For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.