David L Miller

Senior Vice President, Private Client Manager

Professional Profile

David Miller is a Senior Vice President and Private Client Manager with Bank of America Private Bank in Charlotte, North Carolina. Drawing on his years of experience in banking, he serves as the primary point of contact for high- and ultra-high-net-worth individuals and multiple generations of their families, concentrating on their credit and banking needs.

Dedicated to understanding and catering to their multifaceted wealth management needs, David’s personalized approach takes a broad overview of clients’ entire financial lives. Working with a team of private wealth management associates, he welcomes the opportunity to provide strategic banking and lending solutions for clients’ short-term liquidity needs and long-term financial goals.

David has a diverse background in banking and credit, having served in both client-facing and underwriting roles. He began his career in 1993 and served at various banks in Charlotte in retail and business banking positions before joining Bank of America as a custom mortgage underwriter in 2003. The following year, he transitioned to the bank’s global wealth and investment management division as a credit risk specialist. David left Bank of America in 2007 and gained experience as a private mortgage banker and later as a commercial lender before returning to the custom mortgage underwriting group in 2010 as a senior credit risk specialist supporting U.S. Trust client teams. He has been in his current role as a Private Client Manager since 2016.

David received his Bachelor’s degree in Business Administration from the University of North Carolina at Charlotte. He previously served as a board member and president of the UNC Charlotte Alumni Association. Outside of the office, David enjoys spending time with his wife and two daughters, tinkering on his 1977 Toyota Land Cruiser, and taking Peloton workout classes. An avid runner, he has completed several marathons.


  • University of North Carolina at Charlotte


  • English

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For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.