Howard D Schwartz

Managing Director, Private Client Advisor

Professional Profile

Howard Schwartz is a Managing Director and Private Client Advisor with Bank of America Private Bank in Baltimore, Maryland, and has over 30 years of experience in the financial services industry including investments, philanthropy, credit and banking.  Howard works with business owners, entrepreneurs, senior executives and affluent families to develop personalized plans and to implement advice and guidance based on a thorough understanding of their personal values, wealth management and wealth transfer goals, and their vision for their legacies.  Located in Baltimore, Maryland, but working with clients nationally, Howard leads a team of Bank of America Private Bank specialists who cater to the unique needs of each client, integrating multiple disciplines:  investment management, pre‐ and post‐ liquidity event strategy, trust and estate planning services, customized credit, lending and philanthropy.

Howard joined the Bank of America Private Bank (formerly U.S. Trust) in April 2010 as a Portfolio Manager with extensive financial services experience, joining the industry in 1990. Prior to joining Bank of America, Howard worked at Goldman Sachs, BB&T Wealth Management, PNC (formerly Mercantile) and Brown Investment Advisory.  In addition to working with individuals and families, his experience includes working with Family Foundations, Endowments, and Taft-Hartley Accounts. 

Howard earned his bachelor degree in economics from the University of Maryland College Park in 1989, and a Master of Business Administration in 1995 from the Loyola College Sellinger School of Business.  He is a board member of The Judah B. Pushkin Fund, as well as a new board trustee for the non-profit SOBAR. He is also member of the Baltimore Security Analyst Society, and was a member of Team Fight for The Ulman Cancer Fund for Young Adults.

Howard and his wife, Buffy have four children, two grandchildren and live in Ellicott City, Maryland.


  • Baltimore Security Analyst Society
  • Judah P. Pushkin Memorial Fund


  • Sellinger School of Business, Loyola College
  • University of Maryland, College Park

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Sarah S Pelletier

Private Client Manager


Jennifer Labino

Senior Trust Officer


Laura A Klepczynski

Portfolio Manager


Rachel K. Schaub

Portfolio Manager


John D Sullivan

Senior Trust Officer


Kelly C Lewis

Private Client Manager


Lori G. Booker

Wealth Strategies Advisor


Caroline Meegan

Portfolio Manager


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.