Juan Luis Toro

Managing Director, Private Client Advisor

Professional Profile

Juan Toro is a Managing Director and Private Client Advisor with Bank of America Private Bank in Miami, Florida. Juan works with a select group of ultra-high-net-worth individuals, couples, and families, helping them advance their priorities with diligence and care. Committed to the long-term well-being of each client, he differentiates his approach through his evenhanded advice, deft leadership, and precise execution. He offers a boutique approach grounded in intensive personalization and client privacy, sensitive to the unique circumstances of each relationship.

Juan works with a number of wealth creators, many of whom are first-generation Americans. He is skilled in overseeing large-scale transactions, negotiating on behalf of the clients he serves. Pragmatic in his approach, Juan is mindful of the value of a client’s time. He looks to build consensus, expedite answers, and enhance transparency so that clients can make informed decisions about their financial lives and legacies. He directs a highly credentialed team of specialists who work in concert to uncover possible efficiencies in investments, customized lending and banking, trust and estate planning, family office services, and philanthropy. Juan has significant experience facilitating financing for real estate and fine art.

Prior to joining Bank of America Private Bank (formerly U.S. Trust) in 2004, Juan spent 21 years with domestic and international banks, where he served in leadership positions that included Chief Lending Officer, Treasurer, and CEO. Originally from Bogota, Colombia, he was raised in New York City. Juan is a graduate of Phillips Exeter Academy and earned his B.A. in Economics from Boston University.

Active in the greater Miami community, Juan has served on the boards of The American Red Cross of Miami Dade and the Keys, Florida Grand Opera, Hands on Miami, the Bakehouse Art Complex, The Nu-Deco Ensemble and The Perez Art Museum Miami (PAMM).


  • Boston University
  • Phillips Exeter Academy

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Stuart Beharry

Portfolio Manager


Scott A. Farber

Wealth Strategies Advisor


Michael J Crowley

Portfolio Manager


Bleydynes Barbosa

Senior Trust Officer


Liana Franceschini

Portfolio Manager


Andrew Shamp

Market Trust Executive


Alexandra Guevara Escobedo

Portfolio Manager


Phil Jamison

Portfolio Manager


Stacy Allison Konstam

Associate Wealth Strategies Advisor


Raul A Arguello

Portfolio Manager


Key Contacts

Alexa N Canfora

Private Bank Senior Associate


Jennifer L Loorkhoor

Private Bank Senior Associate


keyree E Castano Isaza

Private Bank Senior Associate


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.