Kathleen (Kathy) Flock

Managing Director, Private Client Advisor

Professional Profile

Kathleen Flock is a Managing Director and Private Client Advisor with Bank of America Private Bank, working in the New York, New York area. Kathy works closely with wealthy families, family offices and business owners to discern and advance their financial goals. She directs a team of specialists, who create customized strategies in investment management, trust and estate planning services, wealth strategy, banking and specialty asset management.

With more than two decades of private client experience, Kathy applies her knowledge and insight to streamline the complexities of significant wealth. She enjoys building lasting relationships grounded in an in-depth understanding of each client’s personal circumstances, professional aspirations, and philanthropic interest. As the primary relationship manager, Kathy seeks to serve as a trusted client advisor and guide, whatever the challenge or opportunity.

Kathy’s extensive background in customized credit and lending facilitates her analysis of both sides of a client’s balance sheet to identify possible efficiencies. Forward thinking and responsive, Kathy enjoys helping individuals and families anticipate key decision points in their lives and legacies so that they can more fully realize the future as they envision it. 

Prior to joining Bank of America Private Bank, Kathy was a Senior Vice President at Citi Private Bank.  She began her financial services career in 1992.

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We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.