Kathleen (Kathy) Flock

Professional Profile

Kathleen Flock is a Managing Director and Private Client Advisor with Bank of America Private Bank in the New York, New York area. Kathy provides sustained guidance and leadership to ultra-high-net-worth clients, helping them regain time for their most important priorities and unwind the complexities that significant wealth can pose. Kathy aspires to be more for each client—more caring, more attuned to each client’s needs, and more proactive in anticipating next steps. A confident and capable team leader, she directs a high-performing, tightly-knit group that is dedicated to a common goal: helping an exceptional group of individuals and their families thrive.

Clients from varied paths seek Kathy’s assistance. Many are business owners, company founders, senior executives, hedge fund and private equity principals, and art collectors. Whatever a client’s path to wealth, Kathy is gratified to serve as a trusted resource and a member of a family’s inner circle. She offers a planning-based approach that supports clients in anticipating needs and remedying gaps, designing a pathway to each client’s goals and intentions. Kathy also takes the time to develop genuine relationships across generations, mindful of the priorities of different life stages. One of her chief satisfactions is helping people derive greater fulfillment from their financial lives, whether preparing a business for sale, preserving wealth for future generations, acquiring a new business venture, supporting a favorite philanthropy, or another endeavor.

Methodical in her approach, Kathy is skilled in delineating a logical progression of action items, leading steady progress toward each family’s objectives. She also prides herself on timely follow-through, removing the administrative burden that can accompany substantial wealth. Her areas of focus include customized credit, including residential, commercial, fine art, aircraft, yacht, secured, and unsecured lending; tax-sensitive portfolio design; pre-liquidity event planning; wealth structuring; family-office services; and multigenerational wealth transfer.

Kathy has worked at the Private Bank since 2006 and began her financial services career in 1992. Prior to her current role, she was a Senior Vice President with Citi Private Bank. Within the firm, she is a member of the New York Diversity and Inclusion Network.

Kathy has one son who is in college. In her free time, she enjoys swimming, biking, running, and spending time outdoors.

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In her role at Bank of America Private Bank, Kathy does not provide tax advice.