Kinjal Desai

Senior Vice President, Senior Trust Officer

Professional Profile

Kinjal Desai is a Senior Trust Officer at Bank of America Private Bank.  In her role, Kinjal supervises all administrative and discretionary aspects of numerous investment, retirement, and trust accounts.  Kinjal has 15 years’ experience in working with ultra-high-net-worth individuals while practicing law in the field of trusts and estates.  She joins Bank of America from a boutique trusts and estates law firm in Summit, New Jersey where she was Senior Counsel managing a high-volume practice. She had oversight of the administration of irrevocable trusts where the firm served in a fiduciary capacity.  She was previously affiliated with other top firms in the northern New Jersey area and began her career in New York City.

Kinjal earned her LL.M. in taxation from New York University School of Law, J.D. from Pace University School of Law graduating from the honors program cum laude, and BA from the University of Michigan with a dual major in economics and political science.  She held several speaking engagements on Estate Planning at the NJ State Bar Association.  Additionally, she is an active member of the Estate Planning Council of Northern New Jersey.

*Kinjal does not provide legal advice in her role with Bank of America. 

Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.