Matthew M St Germaine

Senior Vice President, Private Client Advisor

Professional Profile

Matthew St Germaine is a Senior Vice President and Private Client Advisor with Bank of America Private Bank with teams in both Providence, Rhode Island and Boston, Massachusetts. Working primarily with clients who create their own wealth, Matt serves business owners and entrepreneurs with multiple ventures, senior corporate executives, partners at private equity firms, and generations of families.

At the heart of Matt’s approach is his desire to identify potential efficiencies in clients’ family and business wealth. Asking questions, he wants to know clients’ greatest concerns and areas in their financial picture they consciously or unconsciously may ignore. Many clients need to optimize and leverage their time, especially when facing pivotal events such as the sale of a business, retirement, a promotion, or inheritance.

To help create a more sustainable future for the companies and communities he serves, Matt volunteers with several not-for-profit organizations primarily focused on finding a cure for cancer, most recently with Dana Farber’s Boston Marathon Challenge (nine-time finisher). He is actively involved with the Gloria Gemma Foundation of Rhode Island which supports families impacted by cancer. He also serves as a volunteer for Inner City Capital Connections and is a past board member of Communities United.

Originally from Sturbridge, Massachusetts, Matt graduated with a B.A. from the University of Rhode Island with a focus on American history and English literature. He now resides in the Providence suburbs with his son, Charlie. When not working he can be most often found attending Newport Polo or at a Boston Red Sox game

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We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.