Melissa M. Cilmi

Vice President, Associate Wealth Strategies Advisor

Professional Profile

Melissa M. Cilmi is a Vice President and Associate Wealth Strategist at Bank of America Private Bank.  

In this role, she provides interdisciplinary wealth management guidance and services in the areas of financial and estate planning, insurance, risk management, wealth transfer, intergenerational planning and philanthropy. Melissa coordinates with the client’s team of advisors and conducts periodic reviews to help clients monitor progress and analyze new legislation, ideas and solutions to be considered in an ever-changing planning environment.

Previously, Melissa worked in the trust department as a trust officer responsible for overseeing client accounts and working with clients and their families on developing and executing financial and estate planning strategies.

Melissa earned her bachelor’s degree from Smith College. She is a CERTIFIED FINANCIAL PLANNER™ professional and holds the Certified Trust and Financial Advisor (CTFA) designation, which is sponsored by the ABA Institute of Certified Bankers. Additionally, she holds an Accredited Domestic Partnership Advisor℠ designation from the College for Financial Planning.

*Accredited Domestic Partnership AdvisorSM and ADPA® are registered service marks of the College for Financial Planning.
*Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® in the U.S.

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We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.