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Michelle M Gayman

Senior Vice President, Senior Trust Officer

Professional Profile

Michelle Gayman is a Senior Trust Officer with Bank of America Private Bank (formerly U.S. Trust), since August 2006.

Michelle is responsible for administering trust and investment management accounts for individuals, families and business

entities. As a primary member of the relationship team, Michelle develops and maintains close relationships with clients,

families and financial advisors. Her main focus is assisting clients fulfill goals in a wide range of wealth management, personal

financial planning and estate planning matters.

Prior to joining Bank of America, Michelle was employed by WilmerHale LLP (formerly Hale and Dorr LLP) in Boston,

Massachusetts working in the Private Client Department as a Senior Trust Officer. Prior to joining WilmerHale, Michelle worked

as a Trust Officer for several years with Allfirst Trust Company of PA (now M & T Bank and Trust Company) out of Harrisburg,

Pennsylvania.

Michelle earned a BA from Muhlenberg College in Allentown, Pennsylvania. She is a graduate of the Central Atlantic School of

Trust and the National Graduate School of Trust and is a member of the Institute of Certified Bankers holding the Certified Trust

and Financial Advisor (CTFA) designation which is sponsored by the ABA of Institute of Certified Bankers. She also served on the

Finance and Investment Services Council for Pennsylvania Bankers Association and was a Board Member for the America Bankers

Association for National and National Graduate Trust Schools.

Michelle is a member of the Estate Planning Council of Rhode Island.

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EXTENSIVE REACH, INNOVATION AND A LEGACY OF TRUST

For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.