Michael (Mike) E Ruble

Managing Director, Private Client Advisor

Professional Profile

Michael Ruble is a Managing Director and Private Client Advisor with Bank of America Private Bank, in Ponte Vedra Beach, Florida. A strategic and experienced team leader, Mike enjoys building and enhancing relationships with high-net-worth individuals and their families. Working in concert with a team of dedicated specialists, he helps connect clients to the global resources and capabilities at Bank of America that align with their distinctive needs. Together, they offer personal financial strategies across multiple disciplines, including investment management, trust and wealth planning services, banking, and customized credit and lending solutions.  

With a thoughtful understanding of the issues that can impact the financial lives of business owners and corporate executives, Mike draws on his depth of experience to help them plan for and manage liquidity events. Whether they are selling a business, transferring ownership or retiring, he has the strategic perspective to help them advance their financial objectives.

Mike has more than 30 years' experience in private banking in northeast Florida, primarily with Bank of America and its predecessor firms. In addition to holding positions with U.S. Trust, SouthTrust Asset Management Company and Barnett Banks Trust Company, Mike was a senior wealth advisor and team leader with BB&T Wealth. He later rejoined Bank of America Private Bank (formerly U.S. Trust) in 2017. Mike earned his B.A. in journalism and communications from the University of Florida in Gainesville and his M.B.A from The Crummer School at Rollins College in Winter Park.

Mike is on the board of the Community Hospice Foundation, and served as its Chairman from 2018 to 2021. He is a member of the downtown advisory committee for The Community Foundation For Northeast Florida, is a member of the beaches hospital advisory committee for Baptist Health, and is on the advisory board for the Southeast Museum of Photography in Daytona Beach. Mike is also a former president and member of the Estate Planning Council of Northeast Florida.


  • Rollins College Crummer School of Business
  • University of Florida


  • Baptist Hospital Beaches Development Council
  • Community Foundation of NE Florida, Professional Advisors Committee
  • Community Hospice Foundation for Caring, Board Member
  • Northeast Florida Estate Planning Council, Member and Past President
  • Southeast Museum of Photography, Daytona State College, Advisory Board

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Renee Marie Peters

Portfolio Manager


John Milton

Portfolio Manager


Joshua N Longmire

Portfolio Manager


Kristine d'Esterhazy

Senior Trust Officer


Caleb L Jones

Senior Trust Officer


Elizabeth (Beth) T. Bolton

Private Client Manager


Emily McCrea

Private Client Manager


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.