Nicole M Cost

Senior Vice President

Professional Profile

Nicole M. Cost, CTFA, is a Senior Vice President and Senior Trust Officer for Bank of America Private Bank in the Metro New York market. In this role, Nicole works closely with clients and their families to help ensure that the Private Bank team is helping to develop a personalized wealth plan that suits not only their current needs, but satisfies their future wishes as well. She works with their outside advisors, including their accountants and attorneys, to help ensure that the clients' holistic wealth plan is established properly and updated as appropriate through changes in tax and regulatory environments.

Nicole started her wealth management career within the trust and fiduciary group at (the former) U.S. Trust Company of New York in 1999. Nicole progressed through various levels of client-facing roles and continued to provide trust services and fiduciary administration in fulfilling the needs of client families. In 2007, Nicole pursued an external opportunity working as a Senior Trust Officer in the International Trust division at Brown Brothers Harriman. Nicole was subsequently in client facing roles at Evercore Wealth Management, Convergent Wealth Advisors and most recently at Merrill. During this period Nicole was able to develop significant experience in various aspects of overall trust and estate planning. 

Nicole has a bachelor’s degree in industrial and labor relations from Cornell University, and is a CERTIFIED FINANCIAL PLANNER™ professional. Nicole M. Cost holds the Certified Trust and Fiduciary Advisor (CTFA) designation which is sponsored by the ABA Institute of Certified Bankers.

CFP Board owns the marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the U.S.

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We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.