Chelsea Spenser
Chelsea Spenser is a Senior Vice President and Private Client Advisor at Bank of America Private Bank, based in San Francisco, California. She is committed to building close relationships with a diverse group of high-net-worth clients, ranging from families and foundations to entrepreneurs in the technology and real estate sectors. As a Private Client Advisor, she leads a team of Bank of America Private Bank specialists who work in concert to design and implement tailored financial strategies in investment management, trust and estate planning services, liquidity event strategies, lending and philanthropy.
Chelsea strives to provide personalized service utilizing the deep resources of the Private Bank. By understanding clients’ unique histories and wealth management goals, she can connect them with a range of offerings that include strategies for investment management and philanthropic opportunities, trust and estate planning services, and complex credit and banking solutions.
Prior to joining the Private Bank in 2021, Chelsea had six years of experience in consumer lending at Bank of America. Most recently, she led a team of mortgage loan originators as an Enterprise Retail Sales Manager. She looks forward to blending her credit and lending experience with broader financial tools to help clients address their wealth management needs. After graduating cum laude from Scripps College with a Bachelor of Arts degree in psychology, Chelsea earned a Master of Social Work degree from the University of Southern California. Her passion for working with individuals at all points in their lives, combined with her interest in finance, led her to pursue a career in the financial industry.
Chelsea is a CERTIFIED FINANCIAL PLANNER® professional. CFP Board owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, and CFP® (with plaque design) in the U.S. She has earned the Accredited Wealth Management Advisor™ designation and Chartered Retirement Planning Counselor™ designation. Accredited Wealth Management Advisor™, AWMA™, and the AWMA™ logo certification marks and Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo certification marks are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.
The East Bay Area is home for Chelsea and her two elementary-aged daughters. She enjoys spending her time outside of work reading, traveling, exploring local restaurants and wineries across the greater Bay Area, and staying active with her young family.
For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank's personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you're looking to preserve and share wealth, build philanthropic legacies, or plan future growth, our commitment is to make your goals our priority. At Bank of America Private Bank, we take pride in our history and in serving our clients' best interest. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus in on providing today's clients with disciplined financial strategies and a bridge across generations.