Denise L. Gugliotta is a Senior Vice President and Private Client Advisor with Bank of America Private Bank in Naples, Florida.

Denise works closely with ultra-high-net-worth families and individuals to help them achieve their financial goals. She is very passionate about making a difference in people’s lives and is committed to providing a boutique-like experience while delivering the extensive resources of a global institution. Denise, along with a team of specialists, collaborate to deliver custom financial strategies in banking, credit, and fiduciary investment management, as well as estate planning services. Together, they focus on custom and commercial credit, liquidity-event strategies, complex wealth transfer and philanthropy solutions.

Denise has over 13 years of financial services experience, split between Wealth Management, Retirement Planning Specialty Sales, and Consumer Investments in both the retail and Private Bank space. This varied experience has provided her acumen and insight into the wealth advisory needs of individuals and families, multi-generational family offices as well as institutional investors like foundations and endowments. She feels truly blessed to be working with a team that allows her to impact so many families and businesses daily as a client advocate.

Before joining Bank of America Private Bank, she began her career with Bank of America in 2015 as a Merrill Financial Solutions Advisor for Southwest Florida and Southern New Jersey. Denise also worked as a Financial Advisor on Wealth Management teams with Merrill and Wells Fargo Advisors. Prior to her financial career, Denise thrived as a patient advocate in the pharmaceutical industry for 18 years as both a top performing Sales Executive with Lilly, USA and as a biochemist in research and development for Pfizer and Agouron Pharmaceuticals.

Denise volunteers for various charities and organizations in her local communities. She enjoys competing in Billiards and remains an active member of the Women’s Professional Billiards Association with a past world ranking of 33.

Denise holds a Bachelor of Arts in Biochemistry from Rutgers University, was a Garden State Distinguished Scholar, received the American Institute of Chemistry Award and holds the Chartered Retirement Planning Counselor™ designation.

Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.