Denise Gugliotta

Denise Gugliotta, CRPC™ serves as a Senior Vice President and Private Client Advisor at Bank of America Private Bank in Naples, Florida.

She works closely with ultra-high-net-worth individuals and families, helping them navigate their financial journeys with confidence and clarity. Denise is deeply passionate about making a meaningful impact in the lives of others and is dedicated to delivering a boutique-style experience backed by the full capabilities of a global institution. Partnering with a team of specialized professionals, Denise provides tailored strategies across banking, credit, fiduciary investment management, and estate planning. Together, they focus on areas such as custom and commercial credit solutions, liquidity-event planning, complex wealth transfer, and philanthropic strategies.

Denise began her financial services career in 2011 as a Financial Advisor with Wells Fargo Advisors in Southern New Jersey. In 2015, she joined Bank of America as a Merrill Financial Advisor, continuing to serve clients in New Jersey before relocating to Southwest Florida in 2018. She ultimately transitioned to Bank of America Private Bank, where she now focuses on delivering fiduciary-based wealth management solutions. Her financial experience spans wealth management, retirement planning, and consumer investments in both retail and private banking. This diverse background equips her to serve individuals, families, multi-generational family offices, and institutional clients such as foundations and endowments.

Prior to her career in financial services, Denise spent 18 years in the pharmaceutical industry, excelling as a top-performing Sales Executive with Lilly, USA, and contributing to research and development as a biochemist with Pfizer and Agouron Pharmaceuticals. Her work as a patient advocate during this time laid the foundation for her client-centric approach in finance.

Denise is actively involved in her local community, volunteering with various charities and organizations. She also serves as Co-Chair of the Operations Committee for LEAD for Women of Southwest Florida, an internal leadership group focused on membership and mentorship. Outside of work, she enjoys golf, traveling, and competitive billiards. She is a proud member of the Women’s Professional Billiards Association and previously held a world ranking of 33.

She holds a Bachelor of Arts in Biochemistry from Rutgers University, was recognized as a Garden State Distinguished Scholar, and received the American Institute of Chemistry Award. Denise holds the Chartered Retirement Planning Counselor™ designation.

_{Chartered Retirement Planning Counselor™, CRPC™, and the CRPC™ logo are certification marks or registered certification marks of The College for Financial Planning Institutes Corp. in the United States.}