Todd N Cunningham

Todd Cunningham is a Senior Vice President and Private Client Advisor with Bank of America Private Bank, where he works with business owners and multi-generational families navigating increasing financial complexity.
As wealth grows, Todd believes the challenge shifts from individual decisions to coordination, governance, and alignment. His role is to serve as a lead advisor—helping clients bring together the many moving parts of their financial lives so decisions are deliberate, efficient, and aligned with long-term family priorities.
Todd has significant experience working with business owners across the full lifecycle of their enterprise. He advises on managing the current business, evaluating and preparing for a potential sale or transition, and guiding families through the implications of a liquidity event. Just as importantly, he helps clients think through what comes next—structuring wealth, clarifying intent, and preparing for the stewardship of assets across generations.
He leads a collaborative, team-based approach within the Private Bank, coordinating capabilities across:

• Investment management
• Trust and estate planning
• Credit and liquidity strategies
• Business succession and transition planning
• Philanthropic structuring
  
  Rather than replacing existing advisors, Todd works alongside them—focused on integrating perspectives where coordination adds value and identifying areas where structure and alignment can be improved.
  Known for his thoughtful and disciplined approach, Todd prioritizes perspective over prescription—helping clients gain clarity at the intersections that matter most, and building long-term relationships grounded in trust, discretion, and sound judgment.
  A lifelong resident of Naples, Todd is married and has a son and a daughter. An outdoor enthusiast , he enjoys staying fit and likes to spend time on the water, either surfing or boating.