Kinjal Desai
Senior Vice President, Senior Trust Officer
500 Campus Dr
Florham Park NJ 07932
(973) 245.4380
Certain Bank of America Private Bank associates on this team are FINRA registered. For more information visit
Professional Profile

Kinjal Desai is a Senior Trust Officer at Bank of America Private Bank.  In her role, Kinjal supervises all administrative and discretionary aspects of numerous investment, retirement, and trust accounts.  Kinjal has 15 years’ experience in working with ultra-high-net-worth individuals while practicing law in the field of trusts and estates.  She joins Bank of America from a boutique trusts and estates law firm in Summit, New Jersey where she was Senior Counsel managing a high-volume practice. She had oversight of the administration of irrevocable trusts where the firm served in a fiduciary capacity.  She was previously affiliated with other top firms in the northern New Jersey area and began her career in New York City.

Kinjal earned her LL.M. in taxation from New York University School of Law, J.D. from Pace University School of Law graduating from the honors program cum laude, and BA from the University of Michigan with a dual major in economics and political science.  She held several speaking engagements on Estate Planning at the NJ State Bar Association.  Additionally, she is an active member of the Estate Planning Council of Northern New Jersey.


*Kinjal does not provide legal advice in her role with Bank of America. 

Extensive Reach, Innovation and A Legacy of Trust

For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank's personalized approach, as well as the resources of Bank of America, to help individuals and familieis, businesses, and institutions achieve their financial objectives. Whether you're looking to preserve and share wealth, build philanthropic legacies or plan future growth, our commitment is to making your goals our priotity. At Bank of America Private Bank, we take pride in our history and in serving our clients' best interest. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus in on providing today's clients with disciplined financial strategies and a bridge across generations.