Charles (Spencer) Spencer Gould

Senior Vice President, Private Client Advisor

Professional Profile

Spencer Gould is a Senior Vice President and Private Client Advisor in Westlake Village, California. He embraces a holistic approach to working with clients that combines their personal well-being, hopes, and aspirations with their financial and wealth management goals.  Spencer truly values relationships, and listening to and learning from clients, is one of his key beliefs.  His mission is to help clients explore, uncover and understand how a comprehensive and carefully implemented wealth management plan can positively impact society and at the same time fulfill their family legacy, philanthropic, and financial goals.

With more than 30 years’ experience, and with the support of a dedicated team of professionals, Spencer works with, and helps, successful individuals, multi-generational families and business owners navigate through life’s changes and challenges. Spencer also has experience in integrating custom wealth management strategies with clients’ unique estate planning structures and goals.  He also helps clients utilize credit solutions strategically across Bank of America’s broad lending capabilities.

Spencer was previously with Bank of America Private Bank (formerly US Trust) from 1989 through 1995. Prior to re-joining Bank of America Private Bank in February 2020, Spencer held similar roles with Bank of the West BNP Paribas Key Client Group America serving the Banks’ Ultra High-Net-Worth clients, First Foundation Advisors, BNY Mellon Wealth Management, and Fiduciary Trust Company International.

Spencer earned his Bachelors of Arts degree in international affairs from the American University of Paris, France.


  • The American University of Paris

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Kalyani R. Chirra

Wealth Strategies Advisor


Mona Vince

Private Client Manager


Denise Ferrari

Portfolio Manager


James F. Nicholas

Portfolio Manager


Muna Nalayeh

Private Client Manager


Mark Peterson

Wealth Strategies Advisor


Andrew Michael Hammond

Portfolio Manager


Rosemary L Ringwald

Wealth Strategies Advisor


Key Contacts

Lisa Garmon

Private Bank Associate


Alma Pierre Noel

Private Bank Associate


Adilene Hernandez

Private Bank Associate


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.