Terence J McLaughlin

Managing Director - US Trust, Private Client Advisor

Institutional Client Advisor

Professional Profile

Terry McLaughlin is a Managing Director, Private Client Advisor, and Institutional Client Advisor with Bank of America Private Bank, working in the New York area. Terry works closely with nonprofits as well as wealthy families and business owners to discern and advance their financial goals. He directs a team of specialists, who create customized strategies in investment management, trust and estate planning services, wealth strategy, banking and specialty asset management.

With more than three decades of institutional and private client experience, Terry applies his knowledge and insight to streamline the complexities of significant wealth. He enjoys building lasting relationships grounded in an in-depth understanding of each client’s personal circumstances, professional aspirations, and philanthropic interest. As the primary relationship manager, Terry seeks to serve as a trusted client advisor and guide, whatever the challenge or opportunity.

Terry began his career at Kidder Peabody. In 1984 he then joined a boutique investment firm, where he became partner, ultimately serving as Chief Investment Officer. Terry and his partners sold their firm to Mellon Bank in 2003; Terry then continued as President and CIO of the firm which became a wholly -owned subsidiary of Mellon Institutional Asset Management. In 2009, Terry moved to the Private Bank at JP Morgan, where he was a Managing Director and Senior Banker before joining US. Trust in 2015. 

Terry is a graduate of St. John’s University. He is a member of The New York Society of Security Analysts and a past board member of the NYSE Institutional Advisory Committee. Terry serves on the Board of Directors of the Eastern Long Island Hospital Foundation and volunteers on the Friends of Mercy Hospital Committee. He also supports the Charlie’s Champions Foundation and is a member of the Long Island Farm Bureau. He lives on Long Island.

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

Victoria Padala

Private Client Manager


Key Contacts

Patricia Gallardo


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank (Private Bank) has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.