Gordon (Tim) Timothy Black

Managing Director, Private Client Advisor

Professional Profile

Timothy Black is a Managing Director, Private Client Advisor with Bank of America Private Bank in Charlotte, North Carolina. An experienced team leader drawing on more than three decades of experience with Bank of America, Tim takes great satisfaction in guiding multi-generations of ultra-high-net-worth families to become more capable and informed stewards of their wealth.

Tim identifies his clients’ distinctive needs and helps them leverage the extensive resources at Bank of America, including investment management, trust and estate planning services, wealth structuring, and custom credit opportunities.  He began his career with Bank of America in 1983 and has held various client relationship roles in the commercial and investment banking divisions. In addition to executing strategies for debt capital raising, Tim was also responsible for the management and oversight of a bank-sponsored national retail credit card-issuing enterprise. He joined the Private Bank (formerly U.S. Trust) in 1995. Tim holds his B.A. in history from Grove City College in Pennsylvania and earned his M.B.A. in finance from the Duke University Fuqua School of Business.

Community oriented, Tim has served on the board of directors of the Allegro Foundation, an organization for underserved children with disabilities. He and his wife, Debbie, have lived in Charlotte since 1989 and have two adult daughters. An avid competitive runner, Tim also enjoys playing golf and traveling abroad.

Our Team

Our team is comprised of talented and experienced individuals committed to building strong client relationships based on trust and personal experience.

Note: These team members are a shared resource, involved in your wealth management plan as appropriate and are subject to change

True Davis (True) Tang

Senior Trust Officer


Michael R Preisano

Portfolio Manager


Daniel A Polowy

Portfolio Manager


Jennifer S Williams

Senior Trust Officer


James R. McGrath

Portfolio Manager


Key Contacts

Christine E Kearse

Private Client Manager II


Domanique Ratliff

Private Bank Senior Associate


Julia Loesch

Private Bank Senior Associate


Let's Have A Conversation

We take the time to listen and learn about you and your family before creating strategies that aim to meet your needs, goals and best interests now and in the future


For more than 200 years, Bank of America Private Bank has helped clients navigate the complex challenges of managing significant wealth. We draw on the Private Bank’s personalized approach, as well as the resources of Bank of America, to help individuals and families, businesses, and institutions achieve their financial objectives. Whether you’re looking to preserve and share wealth, build philanthropic legacies or plan for future growth, our commitment is to make your goals our priority.

At Bank of America Private Bank, we take pride in our history and in serving our clients’ best interests. We also value the continual pursuit of innovation in a constantly transforming world. We apply this perspective to help our clients anticipate and respond to evolving markets, changing environments and the growing complexities of the financial landscape. Mindful of the past, our focus is on providing today’s clients with disciplined financial strategies and a bridge across generations.